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PRADHAN MANTRI JAN DHAN YOJANA is actually a national mission formulated by our Honourable prime minister Narendra modi. He launched this scheme on August 15,2014 during his speech for the independence day. In order to provide at least a single bank account for a family, this scheme has been put forth by our prime minister in new delhi
JAN DHAN ACCOUNT OPEN ONLINE TAMIL
- To provide banking facilities for almost all the citizen of India is the prime motive of this scheme.
- In this scheme more than 7 1/2 crores families will get a bank account for better availability of remittance, credit card, insurance and pension facilities.
- with this PMJDY SCHEME, basic insurance facilities will be made available for all the citizens of India.
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JAN DHAN ACCOUNT OPEN ONLINE TAMIL BENEFITS
- For the people with no bank account, one basic savings bank account will be opened .
- Under PMJDY scheme there is no need to maintain a minimum balance.
- Interest can be earned on the deposits made in PMJDY accounts.
- Accident Insurance of Rupees 1 lakh (2 lakh for accounts opened after 28.8.2018) is available with rupay card issued to the PMJDY account holders.
- 30,000 is provided as a life cover for people with jan dhan account.
- Government of India will pay the money for the insurance to the account holders
- Upto 10,000 can be drawn as an overdraft by the account holders of rupay card.
- PMJDY accounts are eligible for Atal pension yojana, pradhan mantri suraksha bima yojan, direct benefit transfe, pradhan mantri jeevan jyoti bima yojana, micro units development and refinance agency bank mudra scheme.
- Age is not a constraint for opening Pradhan Mantri Jan Dhan Yojana account
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WHO CAN OPEN PRADHAN MANTRI JAN DHAN YOJANA ACCOUNT?
- Men/ women/ trans- genders anyone can open this account.
- people who are willing to apply for the scheme should not have bank accounts in both private and public banks.
- If in case, someone already has a bank account and trying to shift it as an jan dhan account, it can be done in the nearby bank.
- To be a beneficiary in the scheme the person has to apply for rupay debit cards in the nearby bank.
HOW TO APPLY JAN DHAN ACCOUNT OPEN ONLINE TAMIL?
- If you think you are eligible for Pradhan Mantri Jan Dhan Yojana account, can able to apply online in official website.
- Or you need to contact the nearby bank in order to open Pradhan Mantri Jan Dhan Yojana account.
DOCUMENTS REQUIRED JAN DHAN ACCOUNT OPEN ONLINE TAMIL
- The Following Documents Are Required If You Are Going To Apply For Jan Dhan Account Either Buy Online Or Or You Are Going To Visit The Nearby Bank.
- Two Passport Size Photos
- Aadhar Card/ Driving Licence /Pan Card/Pass port.
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AGE LIMIT TO GET PMJDY ACCOUNT:
- If The Applicant Is Above The Age Of 10 Single Account Can Be Opened.
- If The Applicant Is Below The Age Of 10,he/she Can Able To Open Joint Account With The Help Of The Father/ Mother Or The Guardian.
Why PRADHAN MANTRI JAN DHAN YOJANA SCHEME ?
- To ensure the basic Financial Services and to encourage online transactions the Indian government has introduced this scheme and so far it has been successfully implemented.
- Through Jan dhan Yojana account, the financial aids given by the central and state government can be available to all citizens of India and it can be easily transferred to the account holder’s bank account.
- kindly pass on the information about Pradhan Mantri jan dhan Yojana scheme to your loved ones and make them use the available banking facilities all over India.
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MODI BANK ACCOUNT OPENING ONLINE faq:
what is the full form of PMJDY scheme?
The full form of PMJDY scheme is Pradhan Mantri Jan Dhan Yojana .
when was pmjdy scheme launched ?
pmjdy scheme was launched by Narendra Modi on August 15 2014.
I already have a bank account can I apply for Jan Dhan account?
No, those who already have bank account cannot able to apply for Jan Dhan account.
what are the documents required for creating an PMJDY account?
Two passport size photo and Aadhar card is enough for opening Jan Dhan account.
what is the accident insurance cover of Jan Dhan account holders ?
Accident Insurance of Rupees 1 lakh (2 lakh for accounts opened after 28.8.2018) is available for PMJDY account holders
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